How I Quintupled My Net Worth in 2022
First off, I can hardly believe my own audacity in writing an article about personal finance.
For most of my twenties, my finances were as chaotic as an uncut Michael Bay movie. Whenever I had money, I spent it. I lived as large as an 80s Liberace, with about the same budget for clothes and white leather.
When I decided to quit real estate to focus on writing my first book, I became a starving artist. For three years, I never had more than $40, six tampons, and half a jar of peanut butter to my name. My credit score hovered around 500, because I had defaulted on my student loans.
Then, in 2020, I began working as a caterer in my mother’s restaurant. Slowly, I began to find a nice equilibrium: on Fridays, I worked my rehearsal dinners. On Saturdays, it was baby or bridal showers. During the week, I was free to write.
Gradually, my financial well-being stabilized. I paid off an old medical bill and watched my credit score zoom up 75 points. In December 2021, I worked nine Christmas parties in one week, while also holding a part-time job at Bath and Body Works. Between the two, I cobbled up enough to save for a down payment on my house.
